Payhip Fee Calculator (Free)
Enter your price and monthly sales to see what Payhip's Free, Plus and Pro plans cost with Stripe or PayPal processing, what you keep on each, which plan is cheapest for you, and the monthly revenue where upgrading starts to pay off.
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Payhip fees on common prices
What you keep per sale on each plan, before the monthly price. Card sales use Stripe's US rate (2.9% + 30¢); the PayPal column uses PayPal's US PayPal Checkout rate (3.49% + $0.49):
| Price | Free plan fees (card) | Keep: Free, card | Keep: Free, PayPal | Keep: Plus, card | Keep: Pro, card |
| $5.00 | $0.70 | $4.30 | $4.09 | $4.46 | $4.55 |
| $9.00 | $1.01 | $7.99 | $7.75 | $8.26 | $8.44 |
| $17.00 | $1.64 | $15.36 | $15.07 | $15.87 | $16.21 |
| $27.00 | $2.43 | $24.57 | $24.22 | $25.38 | $25.92 |
| $47.00 | $4.01 | $42.99 | $42.52 | $44.40 | $45.34 |
| $97.00 | $7.96 | $89.04 | $88.27 | $91.95 | $93.89 |
Which Payhip plan breaks even at what monthly revenue
| Switch | Extra monthly cost | Fee saved | Pays off above (monthly sales) |
| Free → Plus | $29 | 3% of sales | $966.67 |
| Plus → Pro | $70 | 2% of sales | $3,500.00 |
| Free → Pro | $99 | 5% of sales | $1,980.00 |
So the free plan is cheapest below about $967 a month in sales, Plus between about $967 and $3,500, and Pro above $3,500. Stripe and PayPal fees don't change these points because they're the same on every plan.
Every Payhip fee, plainly
- Free Forever: $0 a month + 5% transaction fee.
- Plus: $29 a month + 2%.
- Pro: $99 a month, no transaction fee. All three plans have the same features, unlimited products and unlimited revenue.
- Processing on top, on every plan: Payhip says PayPal and Stripe charge their standard rates. In the US that's 2.9% + 30¢ for a Stripe card payment and, per PayPal's US fee page, 3.49% + $0.49 for a PayPal Checkout payment (+1.5% if the buyer is outside the US).
- Tax: Payhip says it collects, reports and remits EU/UK VAT and US/Canadian sales tax on your behalf.
- Not stated on Payhip's pricing page, so not included here: annual-billing prices, whether the percentage applies to the tax-inclusive total, and whether Payhip's fee is returned on refunds.
Sources: Payhip pricing, Stripe US pricing and PayPal US merchant fees, checked October 27, 2026. Rates can change; check before you price.
Payhip, Lemon Squeezy, Gumroad or your own checkout?
Payhip gives you a full store with instant payouts and no monthly fee to start, and its percentage drops as you grow into a paid plan. Compare it with the others in Gumroad vs Lemon Squeezy vs Payhip and Gumroad alternatives, see Payhip vs Lemon Squeezy head to head, or run your price through the Lemon Squeezy fee calculator, the Gumroad fee calculator and the Stripe fee calculator. To see how many sales a monthly goal takes, use the sales goal calculator.
FAQ
What are Payhip's fees?
Payhip has three plans with the same features: Free Forever ($0 a month + 5% transaction fee), Plus ($29 a month + 2%) and Pro ($99 a month, no transaction fee), per payhip.com/pricing (checked October 27, 2026). On every plan, Stripe or PayPal also charge their standard processing fees.
How much do I keep from a $20 sale on Payhip's free plan?
With a US card through Stripe (2.9% + 30¢): Payhip takes $1.00 (5%) and Stripe takes $0.88, so you keep about $18.12. Paid with PayPal at its US PayPal Checkout rate of 3.49% + $0.49, you keep about $17.81.
When is Payhip Plus or Pro worth it?
Processing costs the same on every plan, so only the Payhip fee and the monthly price matter. Plus beats Free once you sell about $966.67 a month ($29 ÷ 3%). Pro beats Plus at $3,500 a month ($70 ÷ 2%), and beats Free at $1,980 a month. Below about $967 a month in sales, the free plan costs least.
Does Payhip handle VAT and sales tax?
Payhip says it automatically collects, reports and remits EU/UK VAT and US/Canadian sales tax on your behalf, and lets you set up other taxes, which it reports to you. Its pricing page doesn't say whether the transaction fee is charged on the price or on the total including tax, so the calculator applies it to the price.
When does Payhip pay me?
Payhip says sales are deposited to you immediately after each transaction, through your connected Stripe or PayPal account, so there's no Payhip payout schedule to wait for.
Is Payhip cheaper than Gumroad or Lemon Squeezy?
On the free plan with a US card, a $27 sale keeps about $24.57 on Payhip, against $25.15 on Lemon Squeezy (5% + 50¢, processing included) and about $22.72 on a direct Gumroad sale. The calculator shows the same comparison at your price.
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- The 6-question "is it payable?" test to score your idea in 10 minutes
- Five example products with a specific buyer and a reason they'd pay
- A one-page launch checklist you can print
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